A beautifully maintained chalet nestled in the heart and overlooking the shores of Lake Carmel. A perfect alternative to condo living without the HOA fees. This inviting property offers stunning views and easy access to the water, with a scenic walking path just a stone throws away. Step inside to find a bright, welcoming interior filled with natural light. Hardwood floors just refinished! This legal two-bedroom home feels like a spacious three-bedroom. On the second floor there is a light-filled loft with oversized windows with an open concept plan layout. The full bath on the second floor offers a double sink vanity and mirror with full size jacuzzi, and beautiful Italian tile. So many options from a live/workspace, creative studio and so much more. This room overlooks the entire lake giving you the feeling of cruising on the lake. The basement is unfinished with bilco door access. It offers a great location for plenty of storage as well as the washer and dryer machines. There is a large, flat, private and fenced-in backyard with a patio area surrounded by themed type gardens. A separate covered patio, just off the kitchen and overlooking the water offers easy access to outdoor grilling, dining and entertaining. Five well-groomed beaches, a clubhouse, a basketball court and a playground are all included in the benefits of living in Lake Carmel. This home is located in a peaceful, walkable neighborhood yet close to shops, schools, playgrounds/parks. Great commuter location. This home is the perfect weekend getaway or full-time residence. Don’t miss your chance to own a piece of lake life....feel like you are on vacation all year around! Note: First Floor Addition completed in 1960, Second Floor addition completed in 1992.